DEPENDABLE - PREDICTABLE - RELIABLE

 

Memorials

    Religious & Educational Institutions

    Memorials    

    Special Gifts

    Medical Research

    Social Programs

    Scholarships

    Special Needs

    Commemorations

    Special Projects

 

Simple Requirements

 

    NoTrust Needed

    No Foundations Needed

    No Management Fee

    Age Limit - 85

    Minimum gift of $10K

 

Donor receives monthly payments  for five years.

 

Fixed Interest Rates - 5 Year Guarantee

Principal and Interest Rates Guaranteed by regulated financial institutions.

 

Federal Annual Gift Tax Exclusion

 

Under the lifetime gift tax exemption a donor can give gifts of cash up to a specified amount without paying any federal gift tax:

    $5.45 Million per individual

    $10.9 Million per couple

 

The Annual Gift Tax Exclusion

    $14K per individual

    $28K per couple